Viyona Fintech gets NPCI approval as 3rd party provider

Viyona

Rama Kishna Sangem

Viyona Fintech, one of India’s fastest-growing digital payments platforms, has been granted approval by the National Payments Corporation of India (NPCI) to operate as a Third Party Application Provider (TPAP). This milestone enables Viyona to offer Unified Payments Interface (UPI) services in collaboration with partner banks, further strengthening India’s expanding digital payments ecosystem.

With this approval, Viyona is set to deliver secure, scalable UPI solutions that accelerate financial inclusion across both rural and urban markets. Its flagship product, GRAAMPAY, empowers farmers, small merchants, and local communities with seamless digital collections, payouts, and frictionless UPI transactions, said a press release from Viyona on September 8, Monday.

As part of its vision, Viyona is also launching a Farmers Marketplace within GRAAMPAY, connecting farmers directly with buyers to ensure fair pricing, faster settlements, and better access to the UPI ecosystem.

“This approval is a proud milestone for Viyona Fintech. It reflects NPCI’s trust in our mission to make UPI payments accessible to every farmer, shopkeeper, and household. With GRAAMPAY and the Farmers Marketplace, we are committed to equipping rural India with simple, secure, and impactful digital financial tools,” said Ravindranath Yarlagadda, Founder of Viyona Fintech.

 

About Viyona Fintech

Viyona Fintech is a digital payments platform offering innovative UPI-based solutions, including UPI Autopay, UPI Lite, and Credit Card on UPI services. With a strong focus on financial inclusion, accessibility, and regulatory compliance, Viyona empowers individuals, merchants, and communities by delivering transparent, reliable, and easy-to-use digital financial services across India, said the press release.

Rama Krishna Sangem

Ramakrishna chief editor of excel India online magazine and website

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